Financing Options

Stratus Financing: Flexible Flight Training Funding

At Aces High Aviation, we’ve partnered with Stratus Financial to make your aviation dreams take flight — faster and more affordably than ever.

Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams.

We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well. That’s why Stratus was created, because with Stratus, the sky is no longer the limit.

Your Aviation Dreams Start Here

You’re not just a number, and it shows with Stratus. We look beyond the typical FICO scores and look at you as a whole aviator.

We want to set you up for success before you even apply with us!

We offer exceptional lending packages, including:

• The best rate you’ll get anywhere to go from zero to hero!
• Full financing for your entire flight training and more
• Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
• Pay your loan off any time you want with no consequences or penalties whatsoever.

Stratus Has You Covered For Resources For Your Aviation Career

• Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
• Resume reviewing, editing, and building
• AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.

We look forward to helping you achieving your aviation dreams and seeing you in the sky!

What Is Stratus Financing?

Stratus Financial is a lender built by pilots, for pilots, offering funding solutions specifically designed for flight training. Whether you’re pursuing your Private Pilot License or a full career-track program through CFII or MEI, Stratus can help cover the cost with:

• Up to 100% financing for training programs

• Deferred payment options during training

• Flexible loan terms and competitive rates

• No prepayment penalties

• Fast approval times

Why Choose Stratus?

Stratus understands the aviation journey — many of their team members are aviators themselves. That means their approval process, terms, and repayment options are tailored specifically for pilot training, not just another student loan.

You can finance programs like:

• Private Pilot Certificate (PPL)

• Instrument Rating (IFR)

• Commercial Pilot (CPL)

• Certified Flight Instructor (CFI)

• Multi-Engine Ratings

• And more

What Are the Requirements?

• U.S. citizenship or permanent residency

• Credit score or qualified co-signer

Have less-than-perfect credit? Stratus is known for working with a wide range of applicants, including those with unique financial backgrounds.

How to Apply

Applying is fast and easy:

1. Visit the Stratus application portal
   Apply Now with Stratus Financial here

2. Select your program

3. Submit basic financial information

4. Get a decision quickly — often in 1–2 business days

Need Help Call Aces High Aviation here (562) 726 – 3719

We’re happy to guide you through the process. Contact us or stop by the front desk and we’ll walk you through your Stratus options and training path.